Debtors Feel Forced To Revolt (Video)

An American Debtors Revolution?


Rocker Chic 4 God has a video message for Bank of America: In this video, 'Rocker Chic 4 God' is rallying against the “Usury” (Interest Rates Charged) and a recent Interest Rate increase of 30%! 

“You [Banks] have reaped un-Godly profits in your Casino Scams then trun around and usurp the wealth of this great Nation”. 

"I've decided  it's time to take a stand against the banksters' usury and greed! If our founding fathers were willing to sacrifice their LIVES for our FREEDOM, then I can certainly sacrifice my credit score and be willing to be sued. I'm staging a DEBTOR'S REVOLT!"

As you can see from the Video that Rocker Chick has had enough of  (in her opinion) of being robbed by Bank of America.  Her sickening story is  one of the thousands that we've heard and one of the many reasons why we Started Debt Warriors. 

Debtors have Been Tricked, Trapped And Robbed

I used to hear stories  like those of  Rocker Cheick 4 God every day.  Responsible people with good Credit became furious after been taken advantage of by Credit Card Companies and Banks.  When the American Consumer finally admits that they are in over their heads, the Banks turn the Debtor down, and offer the Debtor the Dead End of  Credit Counseling.

Join The Debtors Revolt!

Rocker Chick 4 God advocates non-violent protest against the Banks and Lenders.  A couple of years ago I did a video about Dr. Martin Luther Kings dream of starting a non-violent "Bank-In Movement".  I’ve added my video below or click here to watch the video on YouTube.




Time Now For Debtors To Fight Back!


Join the revolt against Predatory Lending and outrageous Usury (interest rates)! But don't make the mistake of making the situation worse.  I don't encourage anyone to stop paying their Bills.  Instead, I encourage every American Debtor, to arm themselves with knowledge and form a strategy to win their War on Debt.

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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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Remembering The Economic Disaster Of September 11

This morning, I prayed for the victims of September 11 and the loved-ones they left behind. 

Today, as America marks the tragic loss of American lives on September 11, 2001, I remember the disaster after.  The millions of lost jobs due to the impacts sustained by the terrorist attacks on the center of the financial world - the World Trade Center.

The Terrorist Aimed To Destroy The American Economy

As I was getting ready for work on September 11, I recall watching the Today Show.  When the first plane collided into the World Trade Center, I thought it was a tragic accident.  Then shortly thereafter, I saw the second plane slam into the building and I knew something was wrong.

As it turns out, the terrorist were attempting to topple the American way of life.  There was no remorse from those who killed innocent American's, in fact those who took credit for the 9-11 attacks stated that they wanted to cripple the American economy. And it almost worked. Thousands of small businesses went bankrupt, shedding millions of jobs.  Families of the victims were left to meet their household expenses without their husbands and wifes income or support.

On a personal level I lost thousands of dollars of business.  At the time I was in Radio Sales.  Client's canceled advertising for fear of customer back-lash.  It was a tough year for me.  But I knew that the economy would rebound and things would improve.  And things did improve for me.  I went on to become a better listener to my client's needs and helped them in ways I never would have thought of before.

What is your memory of September 11, 2001? Feel free to share your story below.

God Bless America!

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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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Credit Card Debt Help: National Newspaper Insists Banks Will Settle For Less

Today, The Washington Post  published an article about Credit Card Debt Settlement that every Credit Card Holder should read.

Specifically, the article shares the little known fact that the Banks have been unwilling to tell Credit Card Holders. That is, that Credit Card Firms and Banks are now more willing than ever to strike a Credit Card Debt Settlement with the Consumer.

Below Is An Excerpt From Today's Washington Post Article.

"Most card issuers are unwilling to talk about the practice for fear that they will be swamped with requests from people who do have the funds to pay their bills. But industry executives confirmed that the practice is becoming more common as card issuers face a record percentage of charge-offs, giving up on collecting debts that consumers never repay. 


The charge-off rate on U.S. cards for July was 10.52 percent of balances, according to Moody's, which expects it to reach at least 12 percent in the middle of next year"

This is not news to me.  I've known for a long time that Credit Card Companies and Banks are willing to work directly with the Consumer to lower their Credit Card Rates and repayments.  That's why I produced the Credit Card Medic Debt Reduction Video course.

Don't Make The Mistake Of Calling Your Banks Before You Contact Debt Warriors.

Although Credit Card Firms and Banks are willing to negotiate with American Card Holder's, the Banks and Credit Card firms are not willing to tell Consumer's the Secret Key-words to settle for less. That's where the Credit Card Medic Debt Reduction Video Course comes in.

In the Video Course, I walk Consumers step-by-step through the process of negotiating Credit Card Interest Rates Lower.  I even tell Consumers exactly what to do when the Credit Card Company responds with rejection.

It feels so good knowing that for years the Credit Card Medic Video Courses have been helping American Consumer's talk their way out of Credit Card Debt without going into more Debt.  I'm certain that the Credit Card Medic Video Program, works for Consumers.  Click here to learn more about Credit Card Medic.

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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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Secrets To Stopping Irresposible Debt Collectors (Video) http:

The Fair Debt Collections Practices Act ("FDCPA") is a Law that provides American Consumer's with an inspiring amount of Rights.  The problem is that millions of American's are unaware of those Rights.

But today, Debt Warriors are going to share an educational video for the few and the proud who want to stop Debt Collectors.  Thanks for stopping by, please feel free to subscribe for Debt Warriors updates.


To View this video on YouTube, click here

Because many Americans lack the intelligence to enforce their Rights, thousands of Debt Collection Terrorist violate the Rights provided in the FDCPA.

There are hordes of irresponsible Debt Collectors who attack trusting Americans. Some Debt Collectors  are charming and very influential.  Other Debt Collectors can easily persuade Consumers into making an impulsive mistake that could end up costing the consumer thousands paying uneccesary unsecured Debt..

That's why Debt Warriors have produced the ultimate "do it for yourself" Debt Elimination Video Course.  It's called the Debt Warriors Arsenal.  In Operation One "Stop Debt Collector Harassment, Debt Warriors take Consumers step-by-step through the process of shutting down Debt Collection Terrorist before they inflict stress on the Consumer. This process is called "Debt Validation"

The Debt Warriors Arsenal comes with a generous portion of Credit and Debt intelligence.  We provide all the forms, secret key-words and software to make winning the War on Debt as easy as watching TV.

We are confident that after ordering the Debt Warriors Arsenal, you will be inspired to take every phone call from every Debt Collector - to stop them cold in their tracks!

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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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Sub-Prime Credit Is Creating Pain For The Middle-Class

Today the Wall Street Journal reports that Middle-Class American's, with good Credit are experiencing the pain of Sub-Prime Credit.

Why are responsible people with good Credit having such a bad experience?  Stick around for my commentary on this subject.

Thanks for stopping by.

In 2007, I co-founded Debt Warriors because I had witnessed the tricks and traps of what I call "Sub-Prime Credit Cards".  Sub-Prime Credit Card Interest Rates start high and stay high. Many Sub-Prime Credit Cards state; that the offered interest rate, for Store Credit, and Gas Cards (if Variable) may go up, but it will never go down. So how it it possible to navigate out of that kind of automatic debt?

Middle-Class Debtors Are Robbing Peter To Pay Paul

I've known for years that responsible Borrowers (Debtors) are robbing Peter to pay Paul, in order to make it from month to month.

The Wall Street Journal article points out that, 'Prime' customers, with high credit scores and the best interest rates on mortgages and credit cards, lost their jobs.  Now over past few months they are running out of temporary quick fixes.

People have disclosed to me in confidence that once they lost their jobs, they were forced to live off of their Credit Cards to pay the bills. The problem is that as ones Available Balance becomes over 40% their Creditors start seeing signs of trouble and begin raising the Borrowers Credit Card Rates.

The Wall Street Journal,  a top-notch financial news source, has objectively verified what I've known, and have been saying for years. From today's Wall Street Journal article, "Credit-card issuers, meanwhile, have been quick to cut off these subprime borrowers, who were in the first wave of delinquencies and defaults".

I only feel bitter-sweet pleasure over my predictions and estimations about Sub-Prime Credit Cards.  I know that right now, someone is feeling the stress of Credit Card Delinquentcy and Default. But I take honor is knowing that I'm trying to do the right thing by American Consumers.

Debt Warriors show Consumers how to effectively eliminate Sub-Prime Credit Card Debt.

In our Debt Reduction Video Courses, Debt Warriors show Consumers how to eliminate their Credit Card debt (for themselves). 

There are a bunch of different debt management options out there. Some of them are OK. But none are better than the DEBT WARRIORS ARSENAL and CREDIT  CARD MEDIC Video Courses.

DEBT WARRIORS™! also offer the ultimate Debt Reduction Weapon: Bonus Debt Consolidation Software. This Software It will quickly calculate a budget for to get out of debt super-fast.

Don't wait for another objective source to validate your Sub-Prime Credit pain.  Take action, order your Debt Warriors Arsenal or Credit Card Medic Video Courses and defeat your debt - for yourself.

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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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In 2008 Americans Made 78,000 Complaints About Debt Collectors Dirty Tricks

Federal Trade Commission Report "Urges Debt Collection Reform".

 On August 17, 2009, I produced and uploaded a video called 'Debt Collector's Dirty Tricks' to Debt Warriors Youtube Channel.


This video has received over 18,000 views and hundred's of comments.

Fast forward to a 2009 Federal Trade Commission 'FTC' Report which cites "major problems with 3rd Party Debt Collectors".

"The report recommends changes in the law to require that collectors have better information, making it more likely that their efforts will be for the right amount and be directed to the right consumer. It also recommends that they be required to provide consumers with better information explaining their rights under the FDCPA."

Being in the trenches, working to help hundreds clients stop Debt Collector threats and harassment, I've learned a lot.  For example, when it comes to stopping 3rd Party Debt Collector harassment there is theory and real life.

There are many Websites that offer only surface Debt Elimination information.  Thousands of so called Debt Help Experts have never really helped anyone stop Debt Collector Harassment.  Instead these people go to the FTC website and cherry pick advice, change a few words and claim it as their own.

Theories Don't Stop Debt Collector Tricks.

Other Debt Help Experts have theory but don't know about the dirty tricks that Debt Collectors use to get around the Fair Debt Collections Practices Act ('FDCPA') and other Law's enacted to help Consumers. And because other so called Debt Help Experts don't know about these trick's, how can they help Consumers defend against them? 

On the other hand, Debt Warriors have seen almost every Debt Collector trick under the Sun.  We accounted for them all in the Debt Warriors Arsenal Video Course.

The FTC is Just Now Starting To Catch On.

In the 2009 Report (referenced above), the FTC calls for "modernization" of the FDCPA in the following areas:

• The FTC calls for prohibiting Debt Collectors from contacting consumers via their mobile phones, including by text messaging, without prior express consent; and

Many American Consumer's make simple mistakes like updating or verifying their phone number with the Debt Collector. Debt Warriors cover this area in OPERATION ONE of the Debt Warriors Arsenal. We inform Consumers about how to stop Debt Collectors dirty tricks.

• The FTC urges changes, requiring collectors who use new payment technologies to obtain express verifiable authorization from consumers before accessing their accounts.
  

I've listened in horror as client's have called me crying because they can't access their accounts, because some greedy  a Debt Collection Law Firm has placed a freeze on the client's Bank Account's.  One client came to us for help after going to put gas in her car to go to work and finding that the Debt Collector had frozen her account. 

She was embarrassed and afraid when she learned that her Bank had cooperated with a Debt Collector and blocked access to her checking account. On top of the shame she couldn't access her accounts to buy food for her two daughters or to keep her lights on in her house. She was terrified but had come to trust Debt Warriors after reading out blogs for a few months.

Since she lived in California, I signed her up with an affordable Attorney in California and the Lawyer was able to get on the Bank to unfreeze my clients account.

Debt Collectors will stop at nothing to collect.

Most of what many 3rd Party Debt Collectors do is illegal.  Why do Debt Collectors break the Law so often? Because most American Consumer's don't know about their Rights. Those who go to other Debt Help websites, don't learn about the tricks that Debt Collector's use that violate and circumvent Consumer's Rights.

Debt Warriors Have Been Warning Consumer of  Debt Collector Tricks For Years.


I'm proud that Debt Warriors are being proven right on so many financial issues.  I have to admit that sometimes I've been discouraged to continue helping people for many reasons.  But to paraphrase Winston Churchill "in the end right will win".





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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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5 Unfortunate Reasons Why Debt Warriors Teach Do It For Yourself Credit And Debt

Donald Trump and Robert T. Kiyosaki wrote a valuable book called, 'Why We Want You To Be Rich'. 

In the video below, these two titans of finance explain why they wrote the book.




5 Unfortunate Reasons Why Debt Warriors Teach Do It For Yourself Credit And Debt


1. Debt Warriors "Pay It Forward".

In the video above, Donald Trump says, "we want to help people and educate people".  Mr. Trump and Kiyosaki share our values. The book, 'Why We Want You To Be Rich', helped me with my transformation from a Legal Assistant at a Bankruptcy Prevention Law Firm, to becoming an uncomprimising Consumer Advocate.

It's unfortunate that so many Americans are struggling with Credit and Debt issues, but fortunately Debt Warriors are here to help.  Our Credit and Debt Management Video Courses teach Americans how to become Debt free.

Mr. Kiyosakis' book 'Rich Dad Poor Dad' changed my life for the better.  How did he do it? For a one-time payment, I received the life-time blessings of  financial education from that book.  That is why Debt Warriors "pay it forward".

2. Going Into Debt To Get Out - Makes No Sense.

We know for a fact, that it makes no sense for anyone to go further into Debt while trying to get out of Debt.  For that reason, for a one-time payment Debt Warriors provide a life-time of education and savings. We teach American's how to fight back and defeat the challenges of Debt.

Debt Warriors teach Americans how to defeat their debt (for themselves) by educating American's about the tricks and traps of predatory lending, and making it simple to understand  the otherwise complicated issues of Credit and Debt management.

3. American's Have Been Financially Mislead 

Why is that our schools don't teach Financial Education?  Is it because our Lawmaker's in Washington, D.C. get big money from Financial Institutions?  Is it because Americans don't value Financial Education?  We believe it's all of the above and more.  The bottom-line is, American's have been taught to go to school, learn a trade, work for 30 years and retire.

American's should have been taught to go to school and learn to think and create wealth for themselves. Instead, we have been mislead into thinking in term's of "trickle-down economics", meaning those at the top of the pyramid make the dollars, those in the middle make the dimes, and those at the bottom get the pennies.

4. Debt Warriors Don't Want Americans To Squander Their Money.


It's unfortunate that millions of Americans are squandering shares of their future wealth to pay back Credit.  American Consumers are dreadfully shelling-out their Salary to people who specialize in squeezing as much money from Consumers as legally possible.  .

Debt Warriors teach Americans how to save money by providing Debt Reduction software and the secret formulas that Credit Counselors know, but charge unreasonably large amounts of money for. We teach Consumers step-by-step, how to get out of  Debt - using only their current income (above $15,000 per year).


5. We Want To Share Our Success For Less.

When anyone asks why Debt Warriors Video Courses give so much away for so little money, our answer is, because we've been blessed to stumble upon the teachings of people Robert T. Kiyosaki and Donald Trump. We know it makes no sense for American Consumers to go into Debt trying to get out of Debt and improve their Credit for themselves.     


American's have the right to manage their Credit and defeat their Debt, for themselves. And with those rights come the responsibilities to take action and use those Rights. Unfortunately, many American's are not aware of the successes that come with "do it yourself" Credit Management and Debt Elimination.  We truly hope that we can educate millions of Americans that they can, and should learn Credit Education and Debt Management.



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DEBT WARRIORS™ are not Attorneys. WE ARE experienced Credit Repair and Debt Management, Negotiation and Debt Settlement Coaches. WE teach American Debtors how to manage and settle their debt (for themselves). The information on this blog, should not be considered legal advice. Debt Warriors offer helpful Credit and Debt "Self-Help" video course, Personal Finance, and information products.

Thanks for stopping by THEWARONDEBT.NET
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