TranUnion gets sued, surrenders to lawsuit

This is a great victory! In the biggest class-action suit settlement ever, More than 160 million Americans would be able to learn their all-important credit scores at no charge -- and with no strings attached -- under a settlement by credit reporting giant TransUnion Corp. This is a follow-up to an earlier post here titled "Your Identity Is Available for Purchase". We think it's about time that the the Big 3 CBs come under fire for what they've been doing to consumers for decades. Click 'read more' below and tell us what you think about this major development.

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Reporter Exposes Even More NJ Debt Collector Tactics

This video shows More objective evidence of abuse by debt collection terrorist.

Robert F Kennedy - Memorial

This is Robert F. Kennedy's Eulogy read by Ted Kennedy. "RFK" was a consumner advocate and a staunch ally in the War on Poverty. He fight for economic justic for all Americans. May he rest in peace.

Buffett blames banks for credit crisis (Who's fault is it?)

The richest man in the world, Warren Buffet recently said, "Blame for the sub-prime crisis lies at the feet of banks who took too many risks in mortgage lending." You don't need to be the "Oracle From Omaha" or a Billionaire, which Mr. Buffet is, to see that Banks; Credit cards, Car Loans, Home Loans and various "predatory lending transactions" threaten America's financial Security. My opinion is that banks have been poorly regulated, allowed to make and change the rules of lending to suit them and this has hurt the U.S. borrower in ways that we have yet to experience.As Consumer Advocates and Debt Warriors, we get our fair share of people trying to leave us nasty comments. These people say uneducated things like, "just pay your bills". These people blame so called "dead-beat borrowers" for the credit crisis. Of course, I always respond with facts and I try to respond respectfully. What's your take on the credit crisis? Who should be held accountable for the credit crisis? Do you think the banks are at fault for the credit crisis, or do you think that "dead-beat borrowers" are at fault? Leave your thoughts by clicking 'comments' below. To read the full context of the article, on your mouse, right click 'read more' to open the full article in a new window.

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Identity Is Available For Purchase

Your Identity Is Available For Purchase

The Big Three Credit Bureaus; Equifax, Experian and Trans-Union sell your I.D. to businesses on a regular basis. Government Agencies also sell your name and address lists.

Have you ever wondered why you keep getting credit card offers? Access to your name, social security number and other sensitive personal information can be brought as easily as fast food. Once your personal information falls into the wrong hands the drama begins.

Hard Times:

A Hard Inquiry is when you (or someone else) applies for credit using your name and social security number. To many Hard Inquires on your credit report will damage your credit score. A Hard Inquiry is the only way for someone to get credit in your name. Ask anyone who's been a victim of ID theft and they will tell you the theives applied and received credit in the victims name.

The Best Defense Is A "Credit Freeze"

Consumers Union has prepaired an excellently detailed PDF on a Credit Freeze (also called a "Security Freeze"). To learn more about a Credit Freeze click here.

Wishing you Financial Security!

We are Debt Warriors!

I.D. protection company get I.D. scammed.

The President of LifeLock (ID theft protection company) admit that people have taken his Social Security that was feature in the company famous commercial. One person even went far as to use it to get a $500 loan. And now 3 states are suing the company for false advertising. Did you know? You can do a "Credit Freeze" directly with the Big 3 Credit Bureaus (Equifax, Experian, and Trans-union). It cost a ONE-TIME fee of $10. You can LOCK your OWN credit report so that no one can access it. It's called a Credit Freeze and it's the best I.D. Protection offered. Don't pay any monthly fee to some company who can't keep your I.D. secure!

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Jim Webb, 'Time to Fight'

Before he became Virginia's junior Senator, Jim Webb was a Marine, a Republican, Secretary of the Navy, and a best-selling author. Senator Webb just wrote a book called "A Time to Fight: Reclaiming Justice In America". Click 'read more' below to listen to Senator Webb's interview with National Public Radio.

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