Identity Is Available For Purchase

Your Identity Is Available For Purchase

The Big Three Credit Bureaus; Equifax, Experian and Trans-Union sell your I.D. to businesses on a regular basis. Government Agencies also sell your name and address lists.

Have you ever wondered why you keep getting credit card offers? Access to your name, social security number and other sensitive personal information can be brought as easily as fast food. Once your personal information falls into the wrong hands the drama begins.

Hard Times:

A Hard Inquiry is when you (or someone else) applies for credit using your name and social security number. To many Hard Inquires on your credit report will damage your credit score. A Hard Inquiry is the only way for someone to get credit in your name. Ask anyone who's been a victim of ID theft and they will tell you the theives applied and received credit in the victims name.

The Best Defense Is A "Credit Freeze"

Consumers Union has prepaired an excellently detailed PDF on a Credit Freeze (also called a "Security Freeze"). To learn more about a Credit Freeze click here.

Wishing you Financial Security!

We are Debt Warriors!