Credit Is NOT Sexy

What is Sexy? Most dictionary definitions of Sexy include:

• Having a sexual / sensual appeal
  
• Very attractive or appealing
  
• Being desirous to another person

Credit is NONE of the above. Credit is NOT sexy! Credit is a costly and painful trap that lures hundreds of millions of Americans into Debt.

Sasha was 31 years old and in a relationship with the man of her dreams. He was sweet, charming, funny and the 'Marrying Kind'.

After a few months of serious dating Sasha decided to take her man to meet her Mom for the Thanksgiving Holiday. Sasha lived in North Carolina and her Mom lived in Colorado. Her man worked full-time, but didn't have a lot of disposable income due to his divorce from his first wife.

Sasha decided that since she was asking him to go, she should pay. It wasn't that Sasha was rich and could afford the trip - she wasn't. But she had 3 credit cards with a lot of available Credit on each one. Sasha booked the trip on her Sky Miles Rewards Card at 18.24% Interest.

The trip to Sasha's Mom's house went lovely. So much so that Sasha's Man proposed Marriage at the Thanksgiving Dinner. Sasha had hope for this moment to arrive soon after she started dating him. Of course, she said "yes! yes!" crying with joy.

Her man wanted to put the date for the Marriage off so that he could pay for the Wedding. Sasha would have none of it. She still had 3 credit cards in good standing and was determined to get this guy to the alter to become her husband. Sasha proceeded to charge for the Church, the Wedding Invitations, and the Honeymoon.

Sasha's Man was an Army Soldier stationed at Fort Bragg, in North Carolina. To show support for her troop, Sasha charged an American Flag Bikini on her HSBC Card at 16.99%. Sasha took the picture, which her man loved and sent it to him by email. Of course he loved the picture, but was concerned about Sasha's Credit Card Balances. His first marriage ended mainly because of finances.

He was deployed to Iraq where he died in an road-side bomb attack. Sasha was devastated. She still grieves to this day for the loss of the man of her dreams.

But Sasha still had Credit issues to deal with. I was able to help her negotiate her rates lower, but I couldn't console her. Her man had learned his lessons about Credit. Sasha said that he'd always say to her "Credit is NOT Sexy". Now that he was gone Sasha had to deal with not only the loss but of the fact that she didn't listen to his advice.

Sasha charged over $16,000 on her Credit Cards. Her minimum payment for her Sky Miles card rose from $65 per month to over $140 per month. Her HSBC monthly minimum payment went from around $40 per month to $280 after she defaulted on that card.

Her creditors pretended to understand her loss, but she felt as if they were just saying "I'm sorry to hear your loss...when will you be able to pay?".

Sasha has learned that Credit is NOT sexy. She's learned that that temporary high that one receives from shopping wears off once the charges start coming in. Sasha wanted me to tell you that "Credit is NOT Sexy!"
--------------------------------------------------------
Don't Let Debt Defeat you! Settle Your Debt For Yourself! Log onto www.DEBTWARRIORS.com