Freeze ID Thieves

"At Acme Sales Company, We Know That Bad Things Can Happen Your Good Credit..."

I'm sure you've heard some spokesperson, in some advertisement, use that pick up line. I used to laugh at that line .

That was, until I met some real ID Theft Victims.

Good news: Beginning, November 1, 2007 you will be able to freeze your credit report preventing identity thieves from leaving you feeling cold. Freezing your credit report will secure that no one else can access your credit file without a your secret PIN.

Before, the Big 3 Credit Reporting Agencies [codename: Big 3CA's] Equifax, Experian, and Transunion, would only freeze access to your credit report, after you were a victim of identity theft. We think this new option is better late than never.

Now all three Credit Reporting Agencies Equifax, Experian, and Transunion will offer the option to freeze your credit file for a payment of $10 for each Big 3 CA.

Use with caution: The security freeze process has not been perfected yet.

Were you a victim of I.D. Theft? Share your story in a comment.